FAQ 常见问题
What does a mortgage consultant do?
贷款贷顾问是做什么的？
We help you understand your loan options, prepare documentation, and guide you through the entire mortgage process from start to finish.
我们帮助您了解各种贷款选项，准备所需文件，并从头到尾全程指导您完成整个房贷流程。
Why should I work with a mortgage consultant?
为什么要找贷款顾问帮忙？
We simplify the process, help you avoid costly mistakes, and ensure you’re matched with the best loan options for your financial situation.
我们简化贷款流程，帮你避免昂贵的错误 ，确保为你找到最适合的贷款方案。
Is the mortgage process complicated?
贷款流程复杂吗？
It can be — but that’s why we’re here. We’ll walk you through every step and handle the heavy lifting so you can focus on your home or investment.
可能会有点复杂，但这就是我们存在的原因。我们会陪你走完每一步，帮你处理繁琐的事情，让你专注于买房或投资。
Will applying affect my credit score?
申请会影响我的信用评分吗？
A full application includes a credit check, which may slightly impact your score. However, exploring your options first with us won’t hurt your credit.
完整的申请会进行信用查询，可能会稍微影响你的信用评分。但先跟我们了解贷款选项不会影响你的信用。
What’s the difference between pre-qualification and pre-approval?
预审信和预配信有什么区别？
Pre-qualification is an estimate based on basic info.
Pre-approval is a more solid commitment based on verified documents. We help you get fully pre-approved to strengthen your offer.
预审是根据基本信息做出的贷款估算。
预配信则是基于核实过的文件，更具可信度的贷款承诺。 我们会协助您完成预先批准，增强您的购房出价竞争力。